Texas Renters Insurance
From an Independent Agency Texans Have Trusted Since 2002
If you rent your home, your landlord's insurance only covers the building — not your stuff. Renters insurance is one of the most affordable policies you can buy and protects everything you own from theft, fire, water damage, and more. We make it simple and cheap.
What Renters Insurance Covers
Personal Property
Covers your furniture, electronics, clothes, and valuables — even when you are away from home.
Personal Liability
Protects you if someone is injured in your rental or you accidentally damage your unit.
Additional Living Expenses
Pays for a hotel and meals if your rental becomes unlivable after a covered loss.
Medical Payments to Others
Covers minor medical bills for guests injured in your rental, regardless of fault.
Theft Protection
Covers stolen items both inside your rental and away from home (including from your car).
Why Texans Choose A-Tex for Renters Insurance
Independent Agency
We work for you, not the insurance company. We compare numerous carriers to find your best rate.
Family-Owned Since 2002
Two decades of helping Texans protect what matters most. Family-owned, Christian-based, locally trusted.
Real People, Real Service
No call centers. No runaround. Talk to the same friendly Texans every time you call.
Renters Insurance FAQs
How much does renters insurance cost in Texas? +
Most Texas renters policies cost between $10 and $25 per month. The exact price depends on your coverage limits, deductible, and location.
Does my landlord require renters insurance? +
Many Texas landlords now require renters insurance as part of the lease. Even if yours does not, it is one of the smartest small purchases you can make.
Does renters insurance cover roommates? +
Generally no — each roommate should have their own policy. We can quote separate policies for everyone in the household.
Will renters insurance cover my stuff if my car is broken into? +
Yes. Renters insurance typically covers personal belongings stolen from your car, subject to your deductible.
Can I bundle renters with auto insurance? +
Yes — bundling renters and auto often saves more on the auto policy than the renters policy costs. It is almost always worth it.
Ready to Get Started?
Get a free, no-obligation renters insurance quote in minutes. We will compare numerous carriers and respond within one business day.